Business Loans
Our Loans
Explore Our Business Loan Services
At Lead Sensei Capital, we specialize in providing tailored business loan solutions designed to support the diverse needs of modern businesses. Whether you are looking to manage cash flow, expand your operations, or invest in new equipment, we have the financial tools to help you achieve your goals.
Working Capital Loan
At Lead Sensei Capital, our goal is to empower businesses of all sizes with customized financial solutions that foster growth, stability, and innovation. We understand that each business has unique financial needs, which is why we offer a comprehensive range of loan services designed to meet various demands, from short-term cash flow boosts to long-term investments.
SBA Loans
Small Business Administration (SBA) loans are designed to provide favorable terms to small businesses that might not otherwise qualify for bank loans. These loans offer lower interest rates and longer repayment terms, facilitating sustainable business growth. Ideal for expansion, buying real estate, or funding other significant investments, SBA loans are a cornerstone of federal support for small businesses.
Business Line of Credit
A Business Line of Credit affords the flexibility to draw funds exactly when needed, up to a specified limit. Unlike traditional loans, you only pay interest on the amount you use, making it an excellent option for managing cash flow and unexpected expenses. This flexible financial tool is a must-have for businesses looking to maintain a continuous flow of operations without the hassle of applying for multiple loans.
Commercial Real Estate Loans
Investing in real estate can be a significant growth step for many businesses. Our Commercial Real Estate Loans help you purchase new property, expand existing premises, or refinance an existing mortgage at competitive rates. This funding can be pivotal in increasing your operational capacity or entering new markets.
Invoice Factoring
Improve your liquidity by turning outstanding invoices into immediate cash with our Invoice Factoring services. This option is ideal for businesses that experience long billing cycles and want to avoid the cash flow gaps that can occur while waiting for payment. It’s an excellent way to ensure steady cash flow, enabling you to reinvest in operations and growth without waiting for customers to pay.
Term Loan
Our Term Loans provide a specific amount of credit to purchase assets or meet specific financing needs that are repaid within a set period. These loans are perfect for larger investments that require longer payback periods and are critical for long-term business planning and investment.
Equipment Leasing
Lease essential business equipment with our Equipment Leasing options to avoid the hefty upfront costs associated with purchasing. This choice allows for better cash flow management and may offer tax benefits.
Equipment Loan
For businesses preferring to own their equipment directly, our Equipment Loans provide the funds to purchase necessary machinery and equipment. This option is suitable for companies looking for long-term investment in their operational infrastructure.
Credit Repair
Credit repair services are essential for small businesses looking to improve credit scores and unlock better financing options. Expert help ensures errors on your credit report are corrected, enhancing your business's credibility and financial health. By rebuilding your credit profile, you gain access to lower interest rates and improved loan terms, paving the way for sustainable growth and long-term success.
Business Credit Card
Unlock up to $150,000 in business credit with 0% interest for 18 months — no revenue, collateral, or time in business required. All you need is a 700+ credit score to qualify and start scaling smart. Perfect for startups, e-commerce sellers, service providers, and anyone ready to grow without giving up equity or taking on high-interest debt.
Business Debt Modification Program
The Business Debt Modification Program offers a solution for business owners overwhelmed by multiple Merchant Cash Advance (MCA) positions. This is done by acting as a liaison with lenders to restructure existing obligations, reduce monthly payments by 50–70%, and ensure agreements are marked as "paid in full" to protect your business's future borrowing profile.
Debt Consolidation for MCA Holders
This program helps over-leveraged businesses resolve overwhelming Merchant Cash Advance (MCA) debt. It works by negotiating with lenders to reduce monthly payments by 50–70% and securing a "Paid in Full" status, which provides immediate cash flow relief and safeguards the company's credit standing for future financing.