If you’re overwhelmed by multiple MCA positions, struggling to make payments, or watching your cash flow disappear, you’re not alone — and you’re not out of options.
Our Business Debt Modification program is designed to help business owners like you regain control, reduce monthly payments, and rebuild your financial foundation — without defaulting and without walking away from your obligations.
You may be a perfect fit for this program if:
You’re on the verge of missing payments to lenders
Your account has NSFs or overdrafts
You’re struggling to make payroll or cover operational expenses
You’re already behind on payments or facing collection/legal threats
We act as a liaison between you and your current funders to help restructure your existing obligations in a way that benefits all parties.
We reach out to your lenders within 24–48 hours of enrollment.
We verify your balances and ledgers to ensure accuracy.
We negotiate new terms with the goal of full repayment.
We stipulate that your agreements are marked “paid in full”, not “settled for less” — to protect your business’s future borrowing profile.
Most new agreements are in place within 1–4 weeks — an exceptionally fast turnaround in today’s market.
Monthly payments reduced by 50–70% on average
Improved cash flow and immediate breathing room
Protection from collections, lawsuits, liens, and aggressive lender tactics
All outstanding advances reflected as fully paid, not settled for less
Our fees are built into your new payments and spread over time (6–8 months on average)
This means you’ll see relief without needing to pay us upfront — and you can finally focus on running your business again.
If you’re feeling overwhelmed, buried, or trapped by merchant cash advances — this program was built for you. We’ve helped countless business owners avoid default, protect their reputation, and get back on track.
Let us help you do the same.