Business Debt Modification Program

Your Debt Solution

Relief Is Possible. Let Us Help You Breathe Again.

If you’re overwhelmed by multiple MCA positions, struggling to make payments, or watching your cash flow disappear, you’re not alone — and you’re not out of options.

Our Business Debt Modification program is designed to help business owners like you regain control, reduce monthly payments, and rebuild your financial foundation — without defaulting and without walking away from your obligations.

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Is This You?

You may be a perfect fit for this program if:

You’re on the verge of missing payments to lenders

Your account has NSFs or overdrafts

You’re struggling to make payroll or cover operational expenses

You’re already behind on payments or facing collection/legal threats

How It Works

We act as a liaison between you and your current funders to help restructure your existing obligations in a way that benefits all parties.

We reach out to your lenders within 24–48 hours of enrollment.

We verify your balances and ledgers to ensure accuracy.

We negotiate new terms with the goal of full repayment.

We stipulate that your agreements are marked “paid in full”, not “settled for less” — to protect your business’s future borrowing profile.

A person in a white shirt sits at a table using a laptop, holding a credit card in one hand and a receipt in the other, with documents, a calculator, and glasses nearby.
An abstract image featuring a geometric shape with a blue L-shaped corner in the center against a green background. The blue shape starts from the left side and transitions sharply downward and to the right.
Two business professionals sit at a desk in a modern office, reviewing information on a digital tablet. Papers with charts and two coffee cups are on the table, and large windows let in natural light.

What You Can Expect

Most new agreements are in place within 1–4 weeks — an exceptionally fast turnaround in today’s market.

Monthly payments reduced by 50–70% on average

Improved cash flow and immediate breathing room

Protection from collections, lawsuits, liens, and aggressive lender tactics

All outstanding advances reflected as fully paid, not settled for less

Our fees are built into your new payments and spread over time (6–8 months on average)

This means you’ll see relief without needing to pay us upfront — and you can finally focus on running your business again.

Program Details

Minimum total debt: $40,000

No maximum debt cap

Available in all 50 states

All industries welcome

Legal support available, if needed

Average underwriting time: 24–48 hours

What We Need to Get Started:

Signed application

6 most recent months of business bank statements

Copies of all current funding contracts

Take Back Control

If you’re feeling overwhelmed, buried, or trapped by merchant cash advances — this program was built for you. We’ve helped countless business owners avoid default, protect their reputation, and get back on track.

Let us help you do the same.